sra.maryland.gov sra.maryland.gov
Three months prior to retirement
o
Contact Social Security to file for
benefits (if eligible).
Two months prior to retirement
o
Contact your personnel office and file
your actual retirement application:
Application for Service or Disability
Retirement (Form 13-23).
o
Provide proof of birth for your
designated beneficiary (only required if
you are electing allowance Option 2, 3, 5
or 6).
o
If eligible, complete authorization
forms to continue your health coverage
and any other benefits provided by your
employer.
o
Complete a Direct Deposit Electronic
Funds Transfer Sign-Up (Form 85) for the
electronic transmission of your payment
to your bank, savings institution or credit
union.
o
Complete a Federal Tax Withholding
Request (IRS Form W-4P) and a
Maryland State Tax Withholding Request
(Form 766.11).
One month prior to retirement
o
Submit a formal letter of retirement to
your employer.
Filing Checklist
F
orms provide the necessary
information to initiate important
benefits and services on behalf of
Maryland State Retirement and Pension
System members. Because incomplete or
inaccurate information hinders benefits
processing, it is essential that all forms be
properly executed. Before you file any
retirement form, refer to the following
checklist:
4 Have you read all explanatory
information before signing?
4 Is your Social Security number
correct?
4 If necessary, has your Retirement
Coordinator provided requested
information and signed the form?
4 Does the form require notarization?
4 Did you keep a copy of the form for
your files?
4 Did you include required
supporting documents with your
form?
4 If you are selecting Option 2, 3, 5
or 6, did you include proof of the
date of birth of your designated
beneficiary?
Retirement Checklist
for
Employees’ & Teachers’ Pension System
Employees’ & Teachers’ Retirement System
Correctional Officers’ Retirement System
3/22
Smith Island Cake
Maryland State Dessert
Maryland State Retirement
and Pension System
120 East Baltimore Street
Baltimore, MD 21202-6700
410-625-5555
1-800-492-5909
sra.maryland.gov
sra.maryland.gov sra.maryland.gov sra.maryland.gov
P
lanning to retire within the next 12
to 36 months? If so, now is the
time to begin taking specific steps
toward that goal.
The following checklist provides a general
timetable for retirement preparation for
members of the following systems:
l Employees’ and Teachers’
Retirement System
l Employees’ and Teachers’
Reformed Contributory, Alternate
Contributory, Contributory and
Non-Contributory Pension System
l Correctional Officers’ Retirement
System
This schedule shows the best time to
begin filing some of the required forms
and making the necessary contacts with
the Maryland State Retirement Agency.
One to three years
prior to retirement
o
If you have not already done so,
register for mySRPS, the Retirement
Agency’s secure website. mySRPS
enables members and retirees to view
their retirement account information and
make transactions online. To register, visit
the Retirement Agency’s website at
sra.maryland.gov and click on mySRPS
Login and then Register.
o
Attend one of the Retirement
Agency's pre-retirement seminars. Go to
sra.maryland.gov and select Seminar
and Webinars under the Members drop-
down menu. If you prefer, contact your
personnel department for details.
Seminars are conducted virtually and in
person each spring and fall.
Twelve months
prior to retirement
o
Use mySRPS to instantly create an
estimate of your monthly benefit. You also
may submit a paper Service Retirement
Estimate Request (Form 9) to receive an
estimate by mail. Please allow six
weeks for delivery.
o
Apply to purchase any eligible service
by filing a Request to Purchase Previous
Service (Form 26).
o
Apply for any eligible military credit by
submitting a Claim of Retirement Credit
for Military Service (Form 43).
o
Contact the Social Security
Administration for an estimate of your
benefits.
Six months prior to retirement
o
If desired, schedule an appointment
with the Retirement Agency to review
your estimated benefits.
o
Discuss your estimated
benefits/options with your family and
financial advisor.
o
Contact your personnel office to inquire
if you may continue employer-provided
benefits, such as health insurance, after
retiring. The Retirement Agency does
not administer health benefits.
o
Obtain proof of birth for beneficiaries if
considering Option 2, 3, 5 or 6.
o
Prepare a retirement budget,
estimating your retirement expenses
against your state pension benefit, Social
Security and any other income.
o
Undergo a medical check-up.
o
Update or prepare a will.
o
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