SRTC 2500 NY NW Travel Prime - NY - Ed.11/2022
(g) The Insured's Traveling Companion or Family Member, who are military personnel, and are called to emergency duty
for a natural disaster other than war;
(h) Strike that causes complete cessation of services for at least twenty-four (24) consecutive hours;
(i) Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive
hours;
(j) Bankruptcy and/or Default of Your Travel Supplier which occurs more than ten (10) days following Your Effective Date.
Coverage is not provided for the Bankruptcy or Default of the agency from whom the Insured purchased the Land/Sea
Arrangements. The Insured’s Scheduled Departure Date must be no more than twelve (12) months beyond the Insured’s
Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is
available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer
to another airline in order to get to Your intended destination. This benefit only applies if the policy has been purchased
within twenty-one (21) days of Your initial payment for the Covered Trip and the full cost of the Covered Trip;
(k) An Insured is terminated, or laid off from employment subject to three (3) years of continuous employment at the place
of employment where terminated;
(l) Natural disaster at the site of Your destination that renders their destination accommodations uninhabitable.
The Company will reimburse the Insured for the following:
a) non-refundable cancellation charges imposed by the Participating Organization and/or Travel Suppliers;
b) airfare cancellation charges for flights commencing within one day of the Land/Sea Arrangements;
c) if the Travel Supplier cancels the Your Covered Trip, the You are covered up to $100.00 for the reissue fee charged by
the airline for the tickets. The Insured must have covered the entire cost of the Covered Trip including the airfare;
d) the amount of prepaid, forfeited, non-refundable Payments or Deposits that the Insured paid for his/her Covered Trip.
In no event shall the amount reimbursed exceed the amount the Insured prepaid for the Covered Trip.
SPECIAL CONDITIONS: You must advise the Participating Organization and the Company as soon as possible in the
event of a claim. The Company will not pay benefits for any additional charges incurred that would not have been charged
had the Insured notified the Participating Organization as soon as reasonable possible.
SINGLE OCCUPANCY COVERAGE
The Company will reimburse You, up to the maximum shown on the Confirmation of Coverage, for the additional cost
incurred during the Covered Trip as a result of a change in the per person occupancy rate for prepaid Travel
Arrangements if a person booked to share accommodations with You has his/her Trip delayed, canceled, or interrupted
for a covered reason and You do not cancel.
TRIP INTERRUPTION
The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are unable to
continue on Your Covered Trip due to:
(a) Sickness, Accidental Injury or death of You, a Traveling Companion or Family Member; which results in medically
imposed restrictions as certified by a Physician at the time of loss preventing Your continued participation in the Trip;
(b) You or a Traveling Companion being hijacked, quarantined, required to serve on a jury, subpoenaed, the victim of
felonious assault within ten (10) days of departure; or having his/her principal place of residence made uninhabitable by
fire, flood or other natural disaster; or burglary of his/her principal place of residence within ten (10) days of departure;
(c) You or a Traveling Companion being directly involved in a traffic accident substantiated by a police report, while en
route to departure;
(d) a transfer of the Insured by the employer with whom the Insured is employed on their Effective Date which requires
his/her principal residence to be relocated;
(e) The death or Hospitalization of Your Host at Destination;
(f) A Terrorist Incident that occurs in a city listed on Your Trip itinerary during Your scheduled Trip. Benefits are not
provided if the Travel Supplier offers a substitute itinerary. Your Scheduled Departure Date must be no more than twelve
(12) months beyond Your Effective Date;
(g) the Insured's Traveling Companion or Family Member, who are military personnel, and are called to emergency duty
for a natural disaster other than war;
(h) Strike that causes complete cessation of services for at least twenty-four (24) consecutive hours;
(i) Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive
hours;
(j) Bankruptcy and/or Default of the Travel Supplier which occurs more than ten (10) days following Your Effective Date.
Coverage is not provided for the Bankruptcy or Default of the agency from whom the Insured purchased their Land/Sea
Arrangements. The Insured’s Scheduled Departure Date must be no more than twelve (12) months beyond the Your
Effective Date. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is
available. If alternate transportation is available, benefits will be limited to the change fee charged to allow the Insured to