Introduction to Disability Insurance
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For most adult Marylanders, income from our jobs is critical to maintaining our
standard of living. We use our income from work for our rent or mortgage
payments, utilities, groceries, auto expenses, savings for college and retirement, as
well as many other expenses.
Short-term and long-term disability insurance offers protection for lost wages in
many situations when you get sick or are injured and cannot work. While most
disability insurance policies will not cover 100% of your lost income, it can provide
some help with your expenses while you are unable to work.