Summary of Selected Findings – Nevada Home Insurance Wildfire Data Call – Expanded Version
Nevada Division of Insurance – Property and Casualty Advisory Committee Meeting of November 15, 2023
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265 policies were cancelled or nonrenewed by any insurer in 2022 due to reasons related to wildfire
risk. Washoe County was the most affected with 172 total policies nonrenewed due to wildfire risk, for
64.9% of the total. Douglas County was the second most affected, with 59 policies nonrenewed, for
22.3% of the total. Elko County was the third most affected, with 14 policies nonrenewed, for 5.3% of
the total. Clark County had 7 policies nonrenewed, for 2.6% of the total, and Lyon County had 5 policies
nonrenewed, for 1.9% of the total. Carson City, Nye, Lincoln, and Eureka Counties each had 2 policies
nonrenewed, for 0.8% of the total.
37 ZIP Codes, or 14.6% of all ZIP codes, had policies cancelled or nonrenewed by the insurer in
2022 due to wildfire risk. These include:
Zip City County Policies Cancelled/Nonrenewed Due to Wildfire Risk
89451 Incline Village Washoe County 71
89511 Reno Washoe County 40
89413 Glenbrook Douglas County 21
89506 Reno Washoe County 15
89448 Zephyr Cove Douglas County 13
89521 Reno Washoe County 13
89410 Gardnerville Douglas County 8
89449 Stateline Douglas County 8
89801 Elko Elko County 8
89508 Reno Washoe County 6
89402 Crystal Bay Washoe County 5
89403 Dayton Lyon County 5
89815 Spring Creek Elko County 5
89460 Gardnerville Douglas County 4
89510 Reno Washoe County 4
89523 Reno Washoe County 4
89704 Washoe Valley Washoe County 4
89124 Las Vegas Clark County 3
89436 Sparks Washoe County 3
89135 Las Vegas Clark County 2
89316 Eureka Eureka County 2
89411 Genoa Douglas County 2
89450 Incline Village Washoe County 2
89519 Reno Washoe County 2
89703 Carson City Carson City 2
89705 Carson City Douglas County 2
89008 Caliente Lincoln County 1
89020 Amargosa Valley Nye County 1
89040 Overton Clark County 1
89043 Pioche Lincoln County 1
89048 Pahrump Nye County 1
89103 Las Vegas Clark County 1
89434 Sparks Washoe County 1
89439 Verdi Washoe County 1
89444 Wellington Douglas County 1
89503 Reno Washoe County 1
89831 Mountain City Elko County 1