CENTENNIAL BANK
SCHEDULE OF FEES (Effective 04/2/2018)
The following fees may be assessed against your account:
Note: Some fees may not apply to all account types. If you have an account, please see the Truth in Savings document provided in your account opening packet
for fee exclusions.
Basic Bill Pay Service
Free
Expedited Electronic Payment
$5.00
Person to Person Payment (PayPal™)
$.50 per transaction
Overnight Check Payment
Cash Processing Fee – All Business Checking Accounts
No charge for cash deposits up to $7500.00 per month
on all business checking account types.
$20.00
$ .20 per each $100.00 in excess of
$7500.00 per month
Check Fees
Cashier's Checks (Customers Only)
$7.00
Check Printing
Varies, based on style of check ordered
Copy of Check
$2.00 each
Temporary Check Printing
$1.00 each
Insufficient/Overdraft Fees
Insufficient Funds Fee*
$35.00 per item
Overdraft Fee*
$35.00 per item
*Above fees incurred on the same day may appear on a periodic statement as
one sum of all fees incurred that day.
*An insufficient funds item or overdraft item may be created by check, in-person
withdrawal, ATM withdrawal, or other electronic means.
Miscellaneous Fees
Account Activity Printout
$2.00
Account Research/Reconciliation
$25.00 per hour, plus $2.00 per item
Closing of Account Due to Charge Off
$50.00
Closing of New Account (within 6 months of account opening)
$25.00
Collection Items (incoming and outgoing)
$25.00
Dormant Account Fee (an account becomes dormant if we have had no
communication with you regarding your account(s) in
$5.00 per month
365 days for checking accounts or 730 days for Savings and Money Market
accounts)
Foreign ATM Balance Inquiry Fee
$2.00*
Foreign ATM Transaction Fee
$2.00*
*Present ATM receipts to a teller or banker for reimbursement of ATM fees within
60 days of transaction.
Foreign Currency Conversion
$10.00
Garnishments and Levies
$150.00
Hold Statement
$10.00 per month
International Card Purchase (ISA)
1% of purchase amount
IRA Transfer Fee (when transfer is outside Centennial Bank)
$50.00
Lock Bag
Small $35.00; Large $40.00
Medallion Stamp (Customers Only)
$25.00
Night Deposit Keys (above 2)
$2.00 each
Notary Fee
$5.00
Overdraft Protection Transfer
$5.00 per transfer (excludes transfers from lines of credit)
Photocopies
$1.00 per page
Replacement Debit Card
$10.00
Returned Deposit Item
Statement Copies
$5.00
$5.00 each
Stop Payment Fee
$35.00
Telephone Transfers ($25 Minimum)
$2.00 each
Zipper Bag
$5.00
Safe Deposit Box Fees
A variety of Safe Deposit Box are offered; contact your local branch for size
availability and pricing
Varies based on box size, $5 discount available if payment is drafted automatically
each year.
Drilling Fee
$200.00
Late Fee
$10.00
Lost Key/Key Deposit
$25.00
Wire Transfer Fees
All Incoming Wires
$15.00
Outgoing Domestic Wire Transfers
$25.00
Outgoing Foreign Wire Transfers
$50.00
Notice
We may require no less than 7 days notice in writing before each withdrawal
from an interest-bearing account other than a time deposit, or from any other
savings account as defined by Regulation D.
