Gopi Shah Goda

Stanford University

Stanford, CA 94305

Citizenship: USA

Gender: Female

https://gopi.people.stanford.edu

Employment

9/2016 – Senior Fellow, Stanford Institute for Economic Policy Research (SIEPR), Stanford University

(on leave 7/2021 – 7/2022)

9/2012 – 9/2016 Sr. Research Scholar, SIEPR, Stanford University

2/2024 – Member, Federal Economic Statistics Advisory Committee, U.S. Department of Commerce

1/2024 – Associate Professor (by courtesy), Department of Health Policy, Stanford University

9/2023 – Faculty Fellow, Center for Advanced Study in the Behavioral Sciences

6/2023 – Professor (by courtesy), Department of Economics, Stanford University

9/2022 – Editorial Board Member, Journal of Financial Literacy and Wellbeing

9/2020 – Editor, Journal of Pension Economics and Finance

12/2015 – Fellow, TIAA Institute

9/2012 – Affiliate and Faculty Advisor, Stanford Center for Longevity, Stanford University

7/2021 – 7/2022 Senior Economist, Council of Economic Advisers

9/2016 – 7/2021 Deputy Director, SIEPR, Stanford University

Publications in Journals

“Are Retirement Planning Tools Substitutes or Complements to Financial Capability?” (with Matthew Levy, Colleen

Manchester, Aaron Sojourner, Joshua Tasoff and Jiusi Xiao), Journal of Economic Behavior and Organization,

214, pp. 561-573, October 2023. Previous version: NBER Working Paper 30723.

“Family Spillovers of Long-Term Care Insurance” (with Norma Coe and Courtney Van Houtven), Journal of Health

Economics, 90, July 2023. Previous version: NBER Working Paper w21483.

“The Impact of Covid-19 Absences on Workers” (with Evan Soltas), Journal of Public Economics, 222, June 2023.

Previous version: NBER Working Paper w30435.

“Older Workers’ Employment and Social Security Spillovers through the Second Year of the COVID-19 Pandemic”

(with Emilie Jackson, Lauren Nicholas and Sarah Stith), Journal of Pension Economics and Finance, April 2023.

Research (continued)

Publications in Journals (cont.)

“The Impact of Covid-19 on Older Workers’ Employment and Social Security Spillovers” (with Emilie Jackson, Lauren

Nicholas and Sarah Stith), Journal of Population Economics, July 2022. Previous version: NBER Working Paper

w29083.

“Who is a Passive Saver under Opt-In and Auto-Enrollment?” (with Matthew Levy, Colleen Manchester, Aaron

Sojourner and Joshua Tasoff), Journal of Economic Behavior and Organization, 173, pp. 301-321, May 2020.

Previous version: NBER Working Paper w26078.

“Predicting Retirement Savings Using Survey Measures of Exponential-Growth Bias and Present Bias” (with Matthew

Levy, Colleen Manchester, Aaron Sojourner and Joshua Tasoff), Economic Inquiry, 57 (3), pp. 1636-1658, July

2019. Previous version: NBER Working Paper w21482.

“The Effects of the Affordable Care Act on Health Insurance Coverage and Labor Market Outcomes” (with Mark

Duggan and Emilie Jackson), National Tax Journal, 72 (2), pp. 261-322, June 2019. Previous version: NBER

Working Paper w23607.

“Retirement Plan Type and Employee Mobility: The Role of Selection and Incentive Effects” (with Damon Jones and

Colleen Manchester). Journal of Human Resources, 52 (3), pp. 654-679, Summer 2017. Previous version: NBER

Working Paper w18902.

“Heterogeneity in State-Dependent Utility: Evidence from Strategic Surveys” (with Jeffrey Brown and Kathleen

McGarry), Economic Inquiry, 54 (2), pp. 847-861, April 2016.

“What Will My Account Really Be Worth? Experimental Evidence on How Retirement Income Projections Affect

Saving” (with Colleen Manchester and Aaron Sojourner), Journal of Public Economics, 119, pp. 80-92, November

2014. Previous version: NBER Working Paper w17927.

“Does Widowhood Explain Gender Differences in Out-of-Pocket Medical Spending Among the Elderly?” (with John

Shoven and Sita Slavov), Journal of Health Economics, 32 (3), pp. 647-658, May 2013. Previous version: NBER

“Long-Term Care Insurance Demand Limited by Beliefs About Needs, Concerns About Insurers, and Care Available

from Family” (with Jeffrey Brown and Kathleen McGarry), Health Affairs, 31 (6), pp. 1294-1302, June 2012.

“The Impact of State Tax Subsidies for Private Long-Term Care Insurance on Coverage and Medicaid Expenditures,”

Journal of Public Economics, 95 (7), pp. 744-757, August 2011. Previous version: NBER Working Paper w16406.

“Income and the Utilization of Long-Term Care Services: Evidence from the Social Security Benefit Notch” (with David

Grabowski and Ezra Golberstein), Journal of Health Economics, 30 (4), pp. 719-729, July 2011. Previous version:

NBER Working Paper w16076.

“How Well Are Social Security Recipients Protected from Inflation?” (with John Shoven and Sita Slavov), National

Tax Journal, 64 (2), pp. 429-450, June 2011. Previous version: NBER Working Paper w16212.

“Fertility and the Personal Exemption: Comment” (with Kevin Mumford and Richard Crump), American Economic

“Determining the Optimum Guarantee Period for a One-Life Retirement Annuity” (with Colin Ramsay), North

American Actuarial Journal, 11 (3), pp. 100-112, July 2007.

Research (continued)

Publications in Edited Volumes

“The Effects of the Affordable Care Act on the Near-Elderly: Evidence for Health Insurance Coverage and Labor

Market Outcomes” (with Mark Duggan and Gina Li), in Tax Policy and the Economy, 35, pp. 179-223, ed.

Robert Moffitt, University of Chicago Press.

Discussion of John Beshears, James J. Choi, David Laibson, and Brigitte Madrian, “The Availability and Utilization

of 401(k) Loans,” in Investigations in the Economics of Aging, ed. David A. Wise, University of Chicago Press,

2012.

“Implicit Taxes on Work from Social Security and Medicare” (with John Shoven and Sita Slavov), in Tax Policy and

the Economy, 25, pp. 69-88, ed. Jeffrey Brown, University of Chicago Press, 2011.

“Differential Mortality by Income and Social Security Progressivity” (with John Shoven and Sita Slavov), in

Explorations in the Economics of Aging, ed. David A. Wise, University of Chicago Press, 2011.

“Adjusting Government Policies for Age Inflation” (with John Shoven), in Demography and the Economy, ed. John

Shoven, University of Chicago Press, 2010. Previous version: NBER Working Paper w14231.

Discussion of Samuel Preston and Caroline Sten Hartnett, “The Future of American Fertility,” in Demography and

the Economy, ed. John Shoven, University of Chicago Press, 2010.

“Removing the Disincentives in Social Security for Long Careers” (with John Shoven and Sita Slavov), in Social

Security Policy in a Changing Environment, ed. Jeffrey Brown, Jeffrey Liebman, and David A. Wise, University

of Chicago Press, 2009. Previous version: NBER Working Paper w13110.

“Subsidizing Medical Spending through the Tax Code: Targeting and Take-Up.”

“Health Insurance and Mortality at Older Adulthood in the 21st Century,” with Hannes Schwandt.

“Alzheimer’s Disease Progression and the Trajectory of Long-Term Care Use in the United States and Around the

Resting Papers

“Wealth Trajectories Across Key Milestones: Longitudinal Evidence from Life-Course Transitions” (with Jialu

Streeter), NBER Working Paper w28329.

“The Minimum Wage and Social Security Disability Insurance” (with Mark Duggan and Benjamin Wittenbrink).

“Do Defaults have Spillover Effects? The Effect of the Default Asset on Retirement Plan Contributions” (with Matthew

Levy, Colleen Manchester, Aaron Sojourner and Joshua Tasoff).

“The Incidence of Mandated Health Insurance: Evidence from the Affordable Care Act Dependent Care Mandate”

(with Jay Bhattacharya and Monica Farid), NBER Working Paper w21846.

“How Much Does Access to Health Insurance Influence the Timing of Retirement?” (with Norma Coe).

“Closed for Business: Counterparty Risk and Insurance Purchase Decisions” (with Jeffrey Brown and Kathleen

McGarry).

Paper w13383.

Teaching (continued)

Stanford University, Public Policy Program Senior Seminar (Fall 2009), Empirical Methods in Public Policy

Honors and Fellowships

2021 Excellence in Refereeing Award, American Economic Journal: Economic Policy

2019 Financial Literacy Research Award, Cherry Blossom Financial Education Institute

2015 Finalist, TIAA Institute Paul A. Samuelson Award

2007 Robert Wood Johnson Scholar in Health Policy Research, Harvard University

2006 Karasz Graduate Student Fellowship, Stanford Institute for Economic Policy Research (SIEPR)

2006 Hawley-Shoven Graduate Student Fellowship, SIEPR

2005 George P. Shultz Graduate Student Fellowship in Economic Policy, SIEPR

2004 Completed actuarial exams and achieved professional designation of Fellow of the Society of Actuaries

Research Grants

2024 “Financing Health Care Spending in Retirement through the Tax Code”

2023-24 “Health Insurance and Mortality at Older Adulthood in the 21st Century” (with Hannes

2022-23 “The Impacts of COVID-19 Illnesses on U.S. Workers” (with Evan Soltas)

Research Grants (continued)

2016-18 “The Effects of the Affordable Care Act on Older Workers’ Labor Market Outcomes” (with

Research Grants (continued)

Professional Activities (continued)

Reviewer American Economic Journal: Applied Economics, American Economic Journal: Economic

Professional Activities (continued)