Appendix F-Signature Authority Guide Publication 378
F-1
CHAPTER 1
INDIVIDUALS
1.01 MARRIED INDIVIDUALS
A tenancy by the entirety exists when property, either real or personal, is held jointly by a husband and wife.
1
Neither spouse, acting independently, may sever the estate by conveying part of the property away.
2
Therefore, if
the subject property is held jointly by husband and wife, both of them must sign PennDOT documents.
A tenancy by the entirety includes the right of survivorship. Up
on the death of one spouse the survivor becomes the
sole owner of the entirety property.
3
You must provide proof of death of the deceased spouse.
EXAMPLE: John Doggett and Barbara Doggett jointly own real
property. John Doggett dies. Barbara Doggett
becomes the sole owner of the real property.
CORRECT: Made on January 1, 2007, b
y Barbara Doggett, widow.
INCORRECT: Made on January 1, 2007, by John Doggett, decease
d, and Barbara Doggett, widow.
EXAMPLE: John Doggett and Barbara Doggett owned real property as tenants in common with Monica Reyes.
John a
nd Barbara held a 50% interest and Monica held a 50% interest. John died. Barbara became
the sole owner of the 50% interests that she held as tenancies by the entireties with John. Barbara
and Monica now each hold a 50% interest in the real property as tenants in common.
If the record owner is married but his or her spouse is not
a record owner, the spouse is not required to sign
PennDOT documents. It is also not necessary to name the spouse in the acquisition documents.
1.02 DIVORCED INDIVIDUALS
If the record owners have divorced since acquiring the prop
erty and have not entered into a property settlement
agreement, they are now tenants in common.
4
Both ex-spouses must sign PennDOT documents.
If the divorced record owners entered into a property settlement agreement in which one person conveyed all of his
o
r her interest in the property to the other, the person to whom the interest was conveyed may execute PennDOT
documents alone, even if there is no new deed reflecting the transfer.
The being clause should be written as follows: “Being a
portion of the property conveyed or devised to the
SELLER by a Property Settlement Agreement dated ___________, recorded in n/a.”
1.03 MULTIPLE INDIVIDUAL OWNERS
Unmarried individuals may own property as tenants in commo
n or as joint tenants with the right of survivorship.
All record owners must execute PennDOT documents.
If a tenant in common dies, his or her interest in the property p
asses to that person’s devisees (if there was a will) or
heirs (if there was no will). If two or more persons own the property as tenants in common and one of them dies, the
deceased’s interest in the property does not automatically vest in the remaining owners. The deceased’s share is
devised by his or her will or passes to his or her heirs according to the intestacy statute.
If a joint tenant with the right of survivorship dies, all of his or her interest in the property automatically vests in the
p
erson who holds the right of survivorship.
--See Chapter 6 for sp
ecific rules in dealing with decedents’ estates.